Utah Storms Wreaking Havoc? Here's What to Do If You Have Roof Storm Damage

Utah's weather is known for its dramatic shifts. A sunny afternoon can quickly turn into a severe storm with high winds and hail, and our roofs take the brunt of it. If you're a Utah homeowner dealing with roof storm damage, we're here to help you navigate the aftermath and ensure your home is safe.

With over 24 years of experience, J.B. Reliable Roofing has been helping Utah homeowners through severe weather events. We understand the insurance claims process and are here to make it as smooth as possible. Let's walk through the steps to take if you suspect your roof has storm damage.

Your Immediate Steps After the Storm

Once the storm has passed, your first priority is safety. Watch out for downed power lines and report them to your utility company immediately. If you see signs of significant structural damage, leave your home and call a professional. Be cautious of tree limbs and other falling debris when you first go outside.

Once it's safe, document any visible damage. This is a critical step for your insurance claim. Use your phone to take plenty of photos and videos of your roof, gutters, downspouts, and any fallen tree branches. This documentation is invaluable when you file your insurance claim and work with the insurance adjuster.

Assess the Roof Damage

Signs of Storm Damage on Your Roof

After a hail storm or severe wind damage event, you don't need to be a roofing expert to spot common signs of roof damage from the ground:

Missing Shingles: High winds can easily lift and remove shingles, leaving your roof's underlayment exposed.

Cracked or Damaged Shingles: Hailstones and flying debris can cause shingles to crack, break, or show dents.

Granule Loss: Look for black, sand-like granules in your gutters or around your downspouts. These granules protect your shingles from the sun, and their loss can shorten the lifespan of your roof.

Hail Damage: Hail can leave dents or pockmarks on your shingles, gutters, and other roofing materials.

Loose Shingles: Wind damage can loosen shingles without fully removing them. They may appear lifted or curled.

Interior Signs of Roof Damage

Sometimes, the most significant damage isn't visible from the outside. Water intrusion can cause serious problems inside your home. Look for:

Water Stains: Check your ceilings and walls for any new water stains. These are a clear sign of a leak.

Dripping Water: Active drips are an emergency. A small leak can quickly lead to significant water damage and even mold growth if not addressed immediately.

Standing Water: Check your attic for any standing water or moisture. In colder months, ice dams can also cause water to back up under your shingles and leak into your home.

If you notice any of these signs, call a professional roofing contractor for a thorough roof inspection. A roofer has the training and equipment to safely inspect your entire roofing system, from the shingles to the roof decking.

Contact Your Insurance Company

After documenting the damage and getting a professional roof inspection, contact your homeowners insurance provider. When you file a claim, an insurance adjuster will be assigned to you. The adjuster assesses the damage and determines the repair costs your homeowners insurance policy will cover. Having the report from your roofing contractor to share with the adjuster helps ensure all the damage is accounted for. Remember your deductible, the amount you pay out of pocket before your coverage begins.

Find a Reliable Roofing Contractor in Utah

After a storm, many roofing companies will show up in your area. It's important to choose a reputable and experienced professional roofing contractor for your roof repair or replacement. While a DIY approach might be tempting, storm damage often requires a professional's expertise. A professional roofer can:

Ensure Safety: Working on a roof is dangerous. Professionals have the right safety equipment and training.

Identify All Damage: An experienced roofer can spot hidden damage that you might miss.

Provide a Warranty: A reputable roofing contractor will offer a warranty for their work, giving you peace of mind.

Help with Insurance: A good roofer can help you navigate the insurance claims process and work with your adjuster.

J.B. Reliable Roofing is a licensed and insured roofing contractor with a long history of serving the Utah community. We pride ourselves on quality workmanship and customer satisfaction.

The Repair and Replacement Process

Once you've chosen a roofer and your insurance claim is approved, the repair work can begin. If your roof has significant damage, your roofer may suggest temporary repairs, like placing tarps over the damaged areas, to prevent further damage until permanent repairs can be made.

For widespread damage, a full roof replacement may be necessary, which involves removing the old roofing materials and installing a new roof. If the damage is localized, you may only need repairs to specific sections. Your roofing contractor will recommend the best course of action based on the type of damage and the age of your roof. They can also discuss different types of roof options, like impact-resistant shingles, for better protection against future storms.

Frequently Asked Questions

How long do I have to file an insurance claim after a storm?

Most homeowners insurance policies have a time limit for filing a claim, often within one year of the storm. Check with your insurance provider and file your claim as soon as possible.

Will I need a full roof replacement?

That depends on the extent of the damage. Some homes only require localized roof repair. If there’s significant damage to the shingles, underlayment, or roof decking, a full roof replacement may be recommended. A professional roof inspection will clarify the safest option for your home.

What if my insurance company's estimate is lower than my roofer's?

If there's a discrepancy between the estimates, your roofing contractor can work with your insurance adjuster to ensure all necessary repairs are covered. This is another reason to work with an experienced and professional roofer.

How can I prevent future roof storm damage?

Trim tree limbs that hang over your roof, keep your gutters and downspouts clear of debris, and choose impact-resistant roofing materials when it's time for a new roof. Regular roof inspections also help catch small issues before they become big problems.

Should I make temporary repairs myself before the roofer arrives?

If you can safely do so, placing tarps over exposed areas can help prevent further water damage. Be very careful on ladders and wet surfaces. Document everything before making any temporary repairs so your insurance adjuster can see the original damage.

Don't Wait, Get a Free Inspection Today!

If you're dealing with the aftermath of a storm, don't face it alone. The team at J.B. Reliable Roofing is here to help. We offer free roof inspections to assess any damage and provide a detailed report and a fair, competitive estimate for repairs. 

We'll work with you and your insurance company to make the process as hassle free as possible. Contact us today at 385-424-7736 or visit our website to schedule your free inspection. Let us give you the peace of mind that comes with a safe and reliable roof.